1. Get in touch
Get started by filling out a contact form online and answering a few questions about your circumstances and the truck or trailer that you are looking to purchase.
Get on the road sooner with truck and trailer financing from Financfy. Whether you’re a sole trader looking to buy your first commercial truck or trailer, or you’re a large business looking to expand your fleet, our truck and trailer loans can get you behind the wheel sooner with a great rate from one of our 40 different lenders.
Lender | Interest Rate (APR) | Comparison Rate (APR) |
---|---|---|
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8.8% | 10.09% |
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7.89% | 9.51% |
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6.89% | 8.51% |
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6.89% | 8.51% |
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7.85% | 9.42% |
“Very helpful, and totally understand the fine details to achieve my target financial goals”
Our finance brokers are real people ready to assist you and guide you through the various loans that are available to you.
No one likes waiting around. We work to get you approved and financed in as little as 24 hours.
Our secure online portal is simple to use and all of your personal, sensitive information is protected.
Our 100% online application process saves you from waiting in line at the banks. We provide truck and trailer finance Australia-wide.
We can have you approved and financed in less than 24 hours from when you first make contact. The process and timeline to get you approved will be determined by your financial circumstances and how quickly we receive your documents. If you have all of your financial documents on hand and you meet the eligibility criteria, we can work to get you approved in just one day so that you can purchase your new truck or trailer sooner.
Your borrowing capacity will depend on your unique financial circumstances and whether you want to purchase the truck or trailer under your name or through a business. Our brokers will assess your credit score, loan history, assets, and a range of other factors to determine how much you can borrow. Once you make contact, our brokers will contact you to provide options and insights into your borrowing capacity.
Yes, in most cases, we are able to help individuals and businesses with a less-than-perfect loan history or credit score. Our brokers will work with you to understand your financial history and unique circumstances to help you secure the loan you need to purchase the truck or trailer you want.
Some of the lenders that we work with offer loan products that are specifically tailored towards the unique requirements of those with a bad credit history.
It depends on whether you want to purchase the truck or trailer through a business or in your name. If you are purchasing the vehicle through a business or in the name of the business as a sole trader, then you will need to have an eligible ABN and be registered for GST with at least 6 months of trading history.
It depends on your business and your financial circumstances. As a general rule, trucks and trailers that are purchased under a business will enjoy lower interest loans than personal loans. Because lenders view business loans as being less risky than a personal loan, they will typically offer lower interest rates. Purchasing a truck or trailer through a business also allows you to take advantage of generous deductions at tax time.