Financfy makes Commercial Finance simply easy

Get the assets you need for your business online with Financfy. We do the lender legwork for you.

“Our business was in need of working capital due to a business acquisition internally. Fortunately we had Mina working from the outset fully understanding our needs…”

David
star
Google Reviews 5.0 Rating
Apply in about 5 minutes

Commercial Loans For Australian Businesses

Securing the right funding should support your business growth, not slow it down. At Financfy, we compare commercial loans from 49+ lenders and match you with options that suit your business. Whether you are investing in vehicles, upgrading equipment or expanding operations, we help you access flexible business loans in Australia without the hassle.

Our team works with 49+ lenders to match you with suitable finance options for a range of commercial assets. From small business finance and agriculture loans to truck or earthmoving equipment finance, we make it easier to compare, choose and move forward with confidence.


Mina was incredibly helpful with getting me approved for my car loan, Communication was always there and was super quick to get everything ready from when i bought the car right through to me picking it up. Couldn’t recommend him enough!

Rodrigo Enriquez

Thank you Financy! Your prompt, reliable and efficient service was above and beyond. You made the whole experience so easy from application to approval. Highly recommended!

Rafik Elmasri

Thank you for all your help and perseverance along with the personal touch you have brought to the process. Your professionalism, patience, efficiency, friendliness and fast, regular communication are all very much appreciated.
I know we are not your only customers but you have made us feel that we are and that is a rare thing to find.

Milad Ibrahim

Mina helped me with my first car purchase and got a better price than what I shopped for. He was able to get me the best finance package that suited my requirements. Process was smooth, quick, and easy. Approval was obtained in a timely manner.

Sara Kolta

Best broker I’ve ever met, sorted the entire process out and pulled off the impossible. Couldn’t recommend more highly and will always use his services wherever possible. 1000/10

Kevin Fernandopulle

Mina was Amazing.. he helped us buy our family car at a really good rate.. highly recommended.

Manuel Abdo

“I had an exceptional experience working with my broker for my car loan. They went above and beyond to ensure that I not only got a great loan deal but also understood the entire process. Their professionalism, knowledge, and attention to detail were truly impressive. Thanks to their expertise, I was able to secure the financing I needed with ease. I highly recommend Mina to anyone in need of financial assistance or guidance. They are a true expert in their field and made the entire process a breeze. Thank you!”

George Michail

Best service ever, thank you so much Mina for your professional service and support. You make everything so easy and achievable. Best outcome with very efficient time. Thanks again and keep up the good work!

Philip Sheanoda

Excellent service and great experience

Ehab Ibrahim

I’m so happy He’s very honest and hes very professional

Ahmad Soboh

Great service that delivers desired outcomes in the most efficient and professional manner.
Thank you so much for your service!

Mina Girgis

Highly recommended! Professional service and excellent communication. Perfect outcome for us

Rimon Ayoub

Very helpful, and totally understand the fine details to achieve my target financial goals

Mag Mostafa

Mina is an amazing broker. I was originally declined by Toyota’s financing and Mina had the loan approved within a few hours. I couldn’t recommend him more.

Emma Campbell
Google Reviews 5.0 Rating
Apply in about 5 minutes

What We Finance

Trucks and Trailers

Trucks and Trailers

Trucks, buses, vans and other commercial vehicles.
Charter Buses and Vans

Charter Buses and Vans

Buses, vans and other people-movers for hire purposes.
Yellow Goods

Yellow Goods

Prime movers, diggers, bobcats, graders and other earthmoving equipment
Medical Equipment

Medical Equipment

Specialised medical or laboratory equipment.
Gym and Fitness Equipment

Gym and Fitness Equipment

Cross-training or running machines, exercise bikes and other gym equipment
Small Business Loans

Small Business Loans

Capital injection, computers, software or other small business needs.

Explore the Vehicles We Finance

Looking for a work car, boat or caravan loan? Apply online for business loans with Financfy in about 5 minutes.

Business owner portrait

“From start to finish they were professional, supportive, and made the whole process so simple. They really took the time to explain everything clearly…”

Reinah Bennetts
star

Why Choose Financfy

We’re here for you

Whatever your needs, we can walk you through the process.

Fast turnaround

We work hard to get business loan approvals back to you as soon as possible.

Easy & Secured

We don’t ask hard questions, and your information remains private.

100% Online Application

Apply for commercial loans on the go, wherever you are, simply and easily.

Compare options from 49+ lenders

We do the shopping around for you to find a competitive rate for your next car loan, so you can relax and enjoy the savings.

ANZ
Plenti logo
Dynamoney logo
Latitude logo
Firstmac logo
Liberty logo
AMMF (Australian Motorcycle & Marine Finance) logo
money3 logo
Pepper Money logo
Scotpac logo
Wisr logo
BOQ logo
Morris Finance logo
Finance One logo
Branded Financial Services logo
Autopay logo
Automotive Financial Services (AFS) logo
Affordable Car Loans logo
Shift logo
Resimac logo
Now Finance logo
MoneyPlace logo
MoneyMe logo
Car Start logo
Bizcap logo
Azora logo
Angle Finance logo
CFI Finance
Alex Bank
Banjo Loans
flexicommercial
Lumi
Maple Asset Finance
Metro Finance
Prospa
RACV
Selfco
SocietyOne
OnDeck
Moula
Moneytech
UME Loans
Allied Credit

Apply for Commercial Finance with our quick & easy process.

Finding the right commercial loans for your business does not need to be time-consuming or complex. At Financfy, our brokers handle the legwork, comparing lenders and structuring business loans in Australia that align with your goals. We work with a network of 49+ lenders to source competitive finance options across a wide range of business assets.

1. Fill in our easy application form

Start by submitting a quick online enquiry. Tell us about your business, what you are looking to finance and your financial position so we can understand your needs.

2. Provide Documentation

Our team will guide you through the documents required to assess your application. Depending on the loan type, this may include financial statements, bank statements or other documents.

3. We apply where you fit

We compare lenders and apply to the one whose criteria best match your circumstances. Once you review your options and select a loan, many applications are approved within 24 hours, subject to lender criteria.

4. Buy your new equipment

Once approved, funds are released so you can move forward with your purchase. Whether it is vehicles, equipment or machinery, you can invest in your business with confidence and minimal delay.

Business owner portrait

“Mina looked after me very well. Very professional and helpful experience.”

Behrooz Ramandi
star

Get Started with Financfy Today

Ready to secure flexible commercial loans for your business? Speak with Financfy today and let our team help you compare options, access competitive rates and fund your next stage of growth with confidence.

1,500+ Happy Clients and counting

Mina was incredibly helpful with getting me approved for my car loan, Communication was always there and was super quick to get everything ready from when i bought the car right through to me picking it up. Couldn’t recommend him enough!

Rodrigo Enriquez

Thank you Financy! Your prompt, reliable and efficient service was above and beyond. You made the whole experience so easy from application to approval. Highly recommended!

Rafik Elmasri

Thank you for all your help and perseverance along with the personal touch you have brought to the process. Your professionalism, patience, efficiency, friendliness and fast, regular communication are all very much appreciated.
I know we are not your only customers but you have made us feel that we are and that is a rare thing to find.

Milad Ibrahim

Mina helped me with my first car purchase and got a better price than what I shopped for. He was able to get me the best finance package that suited my requirements. Process was smooth, quick, and easy. Approval was obtained in a timely manner.

Sara Kolta

Best broker I’ve ever met, sorted the entire process out and pulled off the impossible. Couldn’t recommend more highly and will always use his services wherever possible. 1000/10

Kevin Fernandopulle

Mina was Amazing.. he helped us buy our family car at a really good rate.. highly recommended.

Manuel Abdo

“I had an exceptional experience working with my broker for my car loan. They went above and beyond to ensure that I not only got a great loan deal but also understood the entire process. Their professionalism, knowledge, and attention to detail were truly impressive. Thanks to their expertise, I was able to secure the financing I needed with ease. I highly recommend Mina to anyone in need of financial assistance or guidance. They are a true expert in their field and made the entire process a breeze. Thank you!”

George Michail

Best service ever, thank you so much Mina for your professional service and support. You make everything so easy and achievable. Best outcome with very efficient time. Thanks again and keep up the good work!

Philip Sheanoda

Excellent service and great experience

Ehab Ibrahim

I’m so happy He’s very honest and hes very professional

Ahmad Soboh

Great service that delivers desired outcomes in the most efficient and professional manner.
Thank you so much for your service!

Mina Girgis

Highly recommended! Professional service and excellent communication. Perfect outcome for us

Rimon Ayoub

Very helpful, and totally understand the fine details to achieve my target financial goals

Mag Mostafa

Mina is an amazing broker. I was originally declined by Toyota’s financing and Mina had the loan approved within a few hours. I couldn’t recommend him more.

Emma Campbell
Google Reviews 5.0 Rating
Apply in about 5 minutes

Apply in about 5 minutes.

Find your best Commercial Loan, faster.

  • Borrow from $10,000 to $500,000, subject to lender criteria
  • Loan terms from 1 to 7 years
  • Repayments set to suit your cash flow
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49+

Lending Partners

100%

Online Application

Prime mover truck

Frequently Asked Questions

Do I need a deposit for a business loan?

Not necessarily. While providing a deposit can reduce your monthly repayments, many of our lenders offer no-deposit options for asset finance. This means you can secure a business car loan or other equipment financing without an upfront capital outlay, helping keep your cash flow intact for daily operations.

We may be able to help. Past credit issues don’t always reflect how your business is performing today. Some lenders offer small business finance based on your current revenue and business performance rather than just your credit history. Approval is subject to lender criteria.

Interest rates vary depending on the lender, the specific asset being financed and your overall business profile. Because we compare 49+ lenders, we can find competitive rates for everything from heavy vehicle finance to light commercial vehicles. Rates are typically fixed for the duration of the loan term.

Loan terms typically range from 1 to 7 years, depending on the lender and the asset being financed. A longer term reduces each repayment but increases the total interest payable over the life of the loan.

Generally, yes. If the loan is used to generate assessable income for your business, the interest component is typically tax-deductible. You may also be eligible for GST credits and depreciation benefits. For more information, check the ATO business deductions guide or consult your tax professional. 

We arrange chattel mortgages, hire purchase and low doc car loans for ABN holders, whether you need a single vehicle or a whole fleet.

Not seeing your question here?

Find your best commercial loan, simply easier & faster.

Google Reviews 5.0 Rating (127 Reviews)
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