Motor Home Loans

Loans for new and used motorhomes, from a dealer, private seller or auction. We compare 49+ lenders, Australia-wide.

“Excellent and quick response, with regular updates, a breeze from start to finish.”

Fiyyaz Kajee
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Motor home loans made simple

Loans for motor homes can help you finance a self-contained vehicle designed for longer trips, touring holidays and more comfortable travel. Instead of paying the full purchase price upfront, you can spread the cost across an agreed loan term and work towards owning the motor home that suits your plans.

Financfy helps Australians compare motor home loans from our panel of 49+ lenders, with an online application and broker support along the way. Whether you are buying through a dealer or private seller, our team can help you understand suitable finance options based on your purchase, budget and circumstances.

Buying for personal use or for your business?

For personal use

Buying it for yourself or your family? You can apply for a personal (consumer) loan. There’s no ABN or business-use requirement. Lenders have their own criteria for personal loans: if you’re employed, they usually look at your payslips, your employment and your living expenses.

For your business

If you have an ABN and the motorhome will be used at least 50% for your business, you can apply for a business loan. With some lenders your ABN can be from 3 months old, and low doc options mean you don’t need to provide tax returns or financials. See finance with a new ABN and low doc loan documents.

What you’ll need

Personal loanBusiness loan
Who it’s forAnyone buying for personal use, including employeesABN holders using the motorhome at least 50% for business
ABNNot neededAn active ABN, from 3 months with some lenders
IncomeIf you’re employed: recent payslips and employment details. Criteria vary by lenderLow doc options: no tax returns or financials, depending on the lender
ID and credit historyLenders check both. We start with a soft credit check that doesn’t affect your credit scoreLenders check both. We start with a soft credit check that doesn’t affect your credit score
The motorhomeMake, model, year and price, or the dealer’s quote. For a private sale, the seller’s details and a quick e-inspectionMake, model, year and price, or the dealer’s quote. For a private sale, the seller’s details and a quick e-inspection
DepositNot always needed. Some lenders may ask for oneNot always needed. Some lenders may ask for one

Calculate your motor home loan

Use our loan calculator to estimate your preferred loan amount, repayment term and potential motor home loan rates before you apply. Once you submit your details, Financfy can help compare motor home finance options that may suit your needs and financial position.

Mina was incredibly helpful with getting me approved for my car loan, Communication was always there and was super quick to get everything ready from when i bought the car right through to me picking it up. Couldn’t recommend him enough!

Rodrigo Enriquez

Thank you Financy! Your prompt, reliable and efficient service was above and beyond. You made the whole experience so easy from application to approval. Highly recommended!

Rafik Elmasri

Thank you for all your help and perseverance along with the personal touch you have brought to the process. Your professionalism, patience, efficiency, friendliness and fast, regular communication are all very much appreciated.
I know we are not your only customers but you have made us feel that we are and that is a rare thing to find.

Milad Ibrahim

Mina helped me with my first car purchase and got a better price than what I shopped for. He was able to get me the best finance package that suited my requirements. Process was smooth, quick, and easy. Approval was obtained in a timely manner.

Sara Kolta

Best broker I’ve ever met, sorted the entire process out and pulled off the impossible. Couldn’t recommend more highly and will always use his services wherever possible. 1000/10

Kevin Fernandopulle

Mina was Amazing.. he helped us buy our family car at a really good rate.. highly recommended.

Manuel Abdo

“I had an exceptional experience working with my broker for my car loan. They went above and beyond to ensure that I not only got a great loan deal but also understood the entire process. Their professionalism, knowledge, and attention to detail were truly impressive. Thanks to their expertise, I was able to secure the financing I needed with ease. I highly recommend Mina to anyone in need of financial assistance or guidance. They are a true expert in their field and made the entire process a breeze. Thank you!”

George Michail

Best service ever, thank you so much Mina for your professional service and support. You make everything so easy and achievable. Best outcome with very efficient time. Thanks again and keep up the good work!

Philip Sheanoda

Excellent service and great experience

Ehab Ibrahim

I’m so happy He’s very honest and hes very professional

Ahmad Soboh

Great service that delivers desired outcomes in the most efficient and professional manner.
Thank you so much for your service!

Mina Girgis

Highly recommended! Professional service and excellent communication. Perfect outcome for us

Rimon Ayoub

Very helpful, and totally understand the fine details to achieve my target financial goals

Mag Mostafa

Mina is an amazing broker. I was originally declined by Toyota’s financing and Mina had the loan approved within a few hours. I couldn’t recommend him more.

Emma Campbell
Google Reviews 5.0 Rating
Apply in about 5 minutes
Financfy client

“Mina was fantastic. I’m not much of a finance guru, and when I saw Mina, he was so patient with me and answered my many hundreds of questions.”

M SWD
star

Why Choose Financfy

We’re here for you

Our brokers help compare motor home loan options based on your travel goals, purchase details and financial circumstances, giving you clearer information before you decide.

Fast turnaround

A quick approval may be available when your application meets lender requirements and the right supporting documents are provided.

Easy and secure

You can complete your motor home finance enquiry online through a secure process that asks for relevant information only.

100% online application

Apply for motor home finance online from anywhere in Australia, with support available from enquiry through to settlement.

Compare motorhome loans from 49+ lenders

We compare motorhome finance across our panel of 49+ lenders, looking at the rate, fees, term and each lender’s criteria, so you can see the options that fit your purchase and your budget.

ANZ
Plenti logo
Dynamoney logo
Latitude logo
Firstmac logo
Liberty logo
AMMF (Australian Motorcycle & Marine Finance) logo
money3 logo
Pepper Money logo
Scotpac logo
Wisr logo
BOQ logo
Morris Finance logo
Finance One logo
Branded Financial Services logo
Autopay logo
Automotive Financial Services (AFS) logo
Affordable Car Loans logo
Shift logo
Resimac logo
Now Finance logo
MoneyPlace logo
MoneyMe logo
Car Start logo
Bizcap logo
Azora logo
Angle Finance logo
CFI Finance
Alex Bank
Banjo Loans
flexicommercial
Lumi
Maple Asset Finance
Metro Finance
Prospa
RACV
Selfco
SocietyOne
OnDeck
Moula
Moneytech
UME Loans
Allied Credit

Apply for motor home finance with our quick & easy process.

1. Fill out our online form

Start with a short online enquiry and share key details about the motor home you want to buy.

2. Provide documentation

We will confirm which documents are needed and help you submit them securely online.

3. We apply where you fit

We apply to the lender whose criteria best match you. Many applications are approved within 24 hours, subject to lender criteria.

4. Prepare for the road

Once your finances are finalised, you can complete your purchase and get ready for your next journey.

Financfy client

“Huge thanks to Mina. He helped me every step of the way!”

Jevis Bista
star

1,500+ Happy Clients and counting

Mina was incredibly helpful with getting me approved for my car loan, Communication was always there and was super quick to get everything ready from when i bought the car right through to me picking it up. Couldn’t recommend him enough!

Rodrigo Enriquez

Thank you Financy! Your prompt, reliable and efficient service was above and beyond. You made the whole experience so easy from application to approval. Highly recommended!

Rafik Elmasri

Thank you for all your help and perseverance along with the personal touch you have brought to the process. Your professionalism, patience, efficiency, friendliness and fast, regular communication are all very much appreciated.
I know we are not your only customers but you have made us feel that we are and that is a rare thing to find.

Milad Ibrahim

Mina helped me with my first car purchase and got a better price than what I shopped for. He was able to get me the best finance package that suited my requirements. Process was smooth, quick, and easy. Approval was obtained in a timely manner.

Sara Kolta

Best broker I’ve ever met, sorted the entire process out and pulled off the impossible. Couldn’t recommend more highly and will always use his services wherever possible. 1000/10

Kevin Fernandopulle

Mina was Amazing.. he helped us buy our family car at a really good rate.. highly recommended.

Manuel Abdo

“I had an exceptional experience working with my broker for my car loan. They went above and beyond to ensure that I not only got a great loan deal but also understood the entire process. Their professionalism, knowledge, and attention to detail were truly impressive. Thanks to their expertise, I was able to secure the financing I needed with ease. I highly recommend Mina to anyone in need of financial assistance or guidance. They are a true expert in their field and made the entire process a breeze. Thank you!”

George Michail

Best service ever, thank you so much Mina for your professional service and support. You make everything so easy and achievable. Best outcome with very efficient time. Thanks again and keep up the good work!

Philip Sheanoda

Excellent service and great experience

Ehab Ibrahim

I’m so happy He’s very honest and hes very professional

Ahmad Soboh

Great service that delivers desired outcomes in the most efficient and professional manner.
Thank you so much for your service!

Mina Girgis

Highly recommended! Professional service and excellent communication. Perfect outcome for us

Rimon Ayoub

Very helpful, and totally understand the fine details to achieve my target financial goals

Mag Mostafa

Mina is an amazing broker. I was originally declined by Toyota’s financing and Mina had the loan approved within a few hours. I couldn’t recommend him more.

Emma Campbell
Google Reviews 5.0 Rating
Apply in about 5 minutes

Related lifestyle finance options

Considering different ways to travel? Alongside loans for motor homes, Financfy can help Australians compare finance options for other lifestyle vehicles and travel assets.

Caravan loans

Caravan loans can help you finance a towable travel setup for holidays, touring and longer stays.

Campervan loans

Campervan loans may suit buyers looking for a compact vehicle with built-in sleeping and travel features.

Camper trailer loans

Camper trailer loans can support towable camping setups for weekend trips, touring holidays and outdoor travel.

 

Get started online in minutes

Compare motor home loan options faster

  • Borrow from $10,000 to $500,000, subject to lender criteria
  • Loan terms from 1 to 7 years
  • Repayments set to suit your cash flow
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Frequently asked questions

How do motorhome loans work?

You choose the motorhome, and we compare options across our panel of 49+ lenders and apply to the one whose criteria best match you. Once the loan is approved, the lender pays the seller and you repay the loan over the agreed term, usually 1 to 7 years, subject to lender criteria.

Yes. Lenders usually ask for the seller’s details and the motorhome’s details, such as rego and VIN, plus a quick e-inspection done through a third party like Verimoto or Redbook. The seller gets an SMS and email and takes photos to confirm it. We also run a PPSR check to make sure there’s no money owing on it. Auctions are usually treated like a dealer purchase. See how private sale and auction finance works.

Rates depend on the lender, your credit history and income, the motorhome (new or used, and its price), the loan amount and the term. We compare options across 49+ lenders and show you the comparison rate before you decide.

Not always. Some lenders don’t need a deposit, while others may ask for one depending on your situation, the motorhome and the loan amount. We’ll tell you up front.

Terms are usually from 1 to 7 years, subject to lender criteria. A longer term reduces each repayment but increases the total interest payable over the life of the loan. The calculator on this page shows how the term changes your repayments.

Yes. Buying a motorhome for personal use is a personal (consumer) loan, so there’s no ABN or business-use requirement. Lenders have their own criteria: they usually look at your payslips, your employment and your living expenses. We start with a soft credit check and only apply to the lender whose criteria best match you.

Yes, if you have an ABN and the motorhome will be used at least 50% for your business. With some lenders you can apply with an ABN from 3 months, depending on your circumstances. With a low doc loan you don’t need to provide tax returns or financials. Lenders still check your ABN, ID and credit history, and some may ask for a deposit.

Many applications are approved within 24 hours, subject to lender criteria. Having your ID, income details and the motorhome’s details ready helps things move faster.

No. We start with a soft credit check that doesn’t affect your credit score. Your credit file is only affected when an application is submitted to a lender, and we only apply to the lender whose criteria best match your situation.

Not seeing your question here?