Agriculture Loans Australia

Agriculture finance made easy with Financfy

Finance for tractors, harvesters, farm machinery, farm vehicles and livestock, for family farms and agribusinesses Australia-wide. We compare 49+ lenders and apply where you fit.

“Mina was incredibly helpful with getting me approved for my loan. Couldn’t recommend him enough!”

Rodrigo Enriquez

Google Reviews 5.0 Rating

Apply in about 5 minutes

How does agricultural finance work?

Agricultural finance helps farming businesses buy equipment, vehicles and livestock, or fund the next stage of growth, and repay it over a set term, subject to lender criteria. A loan for a tractor, harvester or farm ute is usually secured by the asset itself. New or used machinery can come from a dealer, a private seller, a clearing sale or an auction, and some lenders finance equipment up to 30 years old.

Financfy compares agricultural finance across our panel of 49+ lenders, then applies to the lender whose criteria best match your business. We start with a soft credit check that doesn’t affect your credit score.

What you’ll need for an agriculture loan

ABN and business details	An active ABN and details of your farming business. ABN age requirements depend on the lender and the asset, so we check this with you first.
Income	Depending on the lender, low doc options may mean no tax returns or financials. Some lenders may ask for bank statements instead.
Credit history	Lenders check your credit history. We start with a soft credit check that doesn’t affect your credit score.
The asset	Make, model, year and price, or the dealer’s quote. For a private or clearing sale, the seller’s details and the asset’s details.
Business use	The asset must be used at least 50% for business.
Loan amount	From $10,000 to $500,000, subject to lender criteria.

Call us on 1300 785 514 to talk it through.

What We Finance

Equipment Purchases

Essential farming equipment, such as greenhouses, polytunnels, watering systems, manure spreaders, and irrigation systems.

Commercial Vehicles

Essential agricultural vehicles, like tractors, trailers, and specialised vehicles.

Livestock

Loans can be used to purchase, feed, care for, and shelter livestock, such as cattle, sheep, poultry, and pigs.

Refinance

Release working capital and refinance existing agricultural equipment to invest in other purchases for the farm.

Expansion Projects

Expansions or development within an agribusiness can be financed from an agriculture loan.

Operational Expenses

From rent and insurance to marketing and payroll, agriculture loans can finance operational costs for rural, farming, and agricultural organisations.

“I had an exceptional experience working with my broker for my loan. They went above and beyond to ensure that I not only got a great loan deal but also understood the entire process. Their professionalism, knowledge, and attention to detail were truly impressive. Thanks to their expertise, I was able to secure the financing I needed with ease. I highly recommend Mina to anyone in need of financial assistance or guidance. They are a true expert in their field and made the entire process a breeze. Thank you!”

George Michail

We’re here for you

Whatever your needs, we can walk you through the process.

Fast turnaround

We work hard to get approvals back to you as soon as possible.

Easy & Secured

We don’t ask hard questions, and your information remains private.

100% Online Application

Apply on the go, wherever you are, simply and easily.

1. Fill out our online application form

Put a few minutes aside to answer a few simple questions.

2. Provide documentation

We’ll contact you to let you know what documents we need.

3. We apply where you fit

We apply to the lender whose criteria best match your business. Many applications are approved within 24 hours, subject to lender criteria.

4. Make your farm flourish

Receive funds and purchase what you need for your agriculture business.

“Communication was always there and was super quick to get everything ready from when I bought the car right through to me picking it up.”

Rodrigo Enriquez

Mina was incredibly helpful with getting me approved for my car loan, Communication was always there and was super quick to get everything ready from when i bought the car right through to me picking it up. Couldn’t recommend him enough!

Rodrigo Enriquez

Thank you Financy! Your prompt, reliable and efficient service was above and beyond. You made the whole experience so easy from application to approval. Highly recommended!

Rafik Elmasri

Thank you for all your help and perseverance along with the personal touch you have brought to the process. Your professionalism, patience, efficiency, friendliness and fast, regular communication are all very much appreciated.
I know we are not your only customers but you have made us feel that we are and that is a rare thing to find.

Milad Ibrahim

Mina helped me with my first car purchase and got a better price than what I shopped for. He was able to get me the best finance package that suited my requirements. Process was smooth, quick, and easy. Approval was obtained in a timely manner.

Sara Kolta

Best broker I’ve ever met, sorted the entire process out and pulled off the impossible. Couldn’t recommend more highly and will always use his services wherever possible. 1000/10

Kevin Fernandopulle

Mina was Amazing.. he helped us buy our family car at a really good rate.. highly recommended.

Manuel Abdo

“I had an exceptional experience working with my broker for my car loan. They went above and beyond to ensure that I not only got a great loan deal but also understood the entire process. Their professionalism, knowledge, and attention to detail were truly impressive. Thanks to their expertise, I was able to secure the financing I needed with ease. I highly recommend Mina to anyone in need of financial assistance or guidance. They are a true expert in their field and made the entire process a breeze. Thank you!”

George Michail

Best service ever, thank you so much Mina for your professional service and support. You make everything so easy and achievable. Best outcome with very efficient time. Thanks again and keep up the good work!

Philip Sheanoda

Excellent service and great experience

Ehab Ibrahim

I’m so happy He’s very honest and hes very professional

Ahmad Soboh

Great service that delivers desired outcomes in the most efficient and professional manner.
Thank you so much for your service!

Mina Girgis

Highly recommended! Professional service and excellent communication. Perfect outcome for us

Rimon Ayoub

Very helpful, and totally understand the fine details to achieve my target financial goals

Mag Mostafa

Mina is an amazing broker. I was originally declined by Toyota’s financing and Mina had the loan approved within a few hours. I couldn’t recommend him more.

Emma Campbell

Google Reviews 5.0 Rating

Apply in about 5 minutes

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Online Application

Finance your farm’s next stage of growth with confidence

Whether you’re upgrading infrastructure, investing in new equipment or managing seasonal business demands, the right agriculture loan can help you move forward without placing unnecessary strain on your cash flow.

At Financfy, we compare agricultural loans from 49+ Australian lenders to help farming businesses access competitive finance solutions. Rather than approaching lenders individually, you can complete one simple online application while our experienced brokers compare available options on your behalf.

Whether you’re running a family farm, a mixed farming enterprise or an expanding agribusiness, we’ll work to find a finance solution that supports your goals now and into the future.

If you’re financing specific farming assets, you can also explore our farm equipment loans and livestock loans. For broader business funding requirements, browse our range of commercial loans.

Why choose an agriculture business loan?

An agriculture business loan gives farming businesses greater flexibility to invest when opportunities arise, rather than delaying important purchases until capital is available.

Depending on your business requirements, finance can help you:

Invest in new equipment, infrastructure or technology.
Support seasonal cash flow throughout the year.
Expand your farming operation as your business grows.
Spread the cost of larger purchases over manageable repayments.
Retain working capital for day-to-day operating expenses.

Whether you’re funding a single purchase or planning a larger investment, a commercial agricultural loan can provide a practical way to keep your business moving forward.

Compare agriculture loans and apply online today

Finding the right finance doesn’t have to be complicated. Financfy compares lenders, negotiates competitive options and guides you through the process from application to settlement, helping you secure an agriculture loan that suits your business.

Apply online today and discover how easy it can be to compare agricultural loans with Financfy.

How are agriculture loans different from other business loans?

They work in a similar way, but lenders look at farming assets and income in their own way. A loan for a tractor or harvester is usually secured by the machine, and lenders may consider the seasonal pattern of farm income when they assess your application. We explain how each lender looks at your situation before anything is submitted.

Why should I use Financfy?

We’re finance brokers, so instead of approaching lenders one at a time, you complete one application and we compare options across our panel of 49+ lenders. We start with a soft credit check that doesn’t affect your credit score, then apply to the lender whose criteria best match your business.

How fast can I get approved?

Financfy’s online application form is easy and can be completed in just 5 minutes. After your form is submitted, our agriculture finance brokers get it to the right lender quickly, and many are approved within 24 hours, subject to lender criteria.

How much can I borrow?

From $10,000 to $500,000, subject to lender criteria. How much you can borrow depends on your business’s circumstances, the asset and the lender.

Can I finance used farm machinery?

Yes. Some lenders finance equipment up to 30 years old. You can buy from a dealer, a private seller, a clearing sale or an auction. Auctions are usually treated like a dealer purchase, and for a private sale we run a PPSR check to make sure there’s no money owing on the asset. See how private sale and auction finance works.

Can I get agriculture finance without tax returns?

Possibly. With a low doc loan you don’t need to provide tax returns or financials. Lenders still check your ABN, ID and credit history, and some may ask for a deposit. If your situation doesn’t suit a low doc loan, some lenders may ask for bank statements instead.

Do I need a deposit?

Not always. Some lenders don’t need a deposit, while others may ask for one depending on your business, the asset and the loan amount. We’ll tell you up front.

Will checking my options affect my credit score?

No. We start with a soft credit check that doesn’t affect your credit score. Your credit file is only affected when an application is submitted to a lender, and we only apply to the lender whose criteria best match your situation.

Not seeing your question here?

Find your best agriculture loan, simply easier & faster.

Google Reviews 5.0 Rating (127 Reviews)

How much would you like to borrow?

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Agriculture Loans Australia

Agriculture finance made easy with Financfy

Rodrigo Enriquez

How does agricultural finance work?

What you’ll need for an agriculture loan

What We Finance

Equipment Purchases

Commercial Vehicles

Livestock

Refinance

Expansion Projects

Operational Expenses

Explore the Vehicles We Finance

Car Loans

Commercial Loans

Boat Loans

Lifestyle Assets

George Michail

Why Choose Financfy

We’re here for you

Fast turnaround

Easy & Secured

100% Online Application

Compare options from 49+ lenders

Apply For an Agriculture Loan with Our Quick and Easy Process

1. Fill out our online application form

2. Provide documentation

3. We apply where you fit

4. Make your farm flourish

Rodrigo Enriquez

1,500+ Happy Clients and counting

Rodrigo Enriquez

Rafik Elmasri

Milad Ibrahim

Sara Kolta

Kevin Fernandopulle

Manuel Abdo

George Michail

Philip Sheanoda

Ehab Ibrahim

Ahmad Soboh

Mina Girgis

Rimon Ayoub

Mag Mostafa

Emma Campbell

Apply in about 5 minutes.

Find your best Agriculture Loan, faster.

49+

100%

Finance your farm’s next stage of growth with confidence

Why choose an agriculture business loan?

Compare agriculture loans and apply online today

Frequently Asked Questions

How are agriculture loans different from other business loans?

Why should I use Financfy?

How fast can I get approved?

How much can I borrow?

Can I finance used farm machinery?

Can I get agriculture finance without tax returns?

Do I need a deposit?

Will checking my options affect my credit score?

Not seeing your question here?

Find your best agriculture loan, simply easier & faster.

How much would you like to borrow?

We make your car finance simply easy.

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