1. Fill out our online form
Answer a few simple questions about your finances, and the car you’re looking to buy.
Car Finance Sydney
Financfy can help get you out on the road sooner than you think, with a quick and simple approval process across motor vehicle loans.
“Financfy made everything so easy and achievable. Best outcome with very efficient time. Thanks again and keep up the good work!”
Philip Sheanoda
Google Reviews
Get qualified in 5-10 minutes
Car Finance in Sydney Simplified
With Financfy, you can compare rates from more than 40 different lenders to score the best possible finance for your new or second-hand car. Let our car loan brokers do the leg-work in finding, applying for, and securing finance that is both tailored to your financial circumstances and favourable for ongoing repayments. Get out on the road sooner, with Financfy.
The Financfy finance brokers are well-versed in the ever-changing car loan market conditions. By working with both large and small lenders across Australia, we find our clients’ ideal rates for new, used, and work vehicle finance.
Our goal is to make car finance easy, but also relevant to your personal circumstances. We want to ensure that you’re able to lock down the best deal on the lowest rates.
Let Financfy do the heavy lifting to find the most favourable car loan in Sydney – so you can get out on the road, sooner.
How the car finance process works
Car finance in Sydney does not have to be complicated. Whether you’re going straight to the dealer, you’ve found your dream car online, or you’ve already found a second-hand car on Parramatta road, getting the loan to fund the purchase is simple with Financfy.
2. Provide documentation
We’ll be in touch get the documents we need to match you up with the right loan.
3. Get approved
Once we’ve matched you with a loan, approval can either be same day, or as little as 24 hours.
4. Beep beep!
Time to pick up your new set of wheels from a Sydney car dealer or a private seller.
“Thank you Financy! Your prompt, reliable and efficient service was above and beyond. You made the whole experience so easy from application to approval. Highly recommended!”
Rafik Elmasri
Get the best deals from all major lenders
Easily compare deals, multiple banks and lenders, calculate your savings and get approved with a single online application.
Lender Comparison Rates
| Lender | Interest Rate (APR) | Comparison Rate (APR) |
|---|---|---|
|
|
8.8% | 10.09% |
|
7.89% | 9.51% |
|
6.89% | 8.51% |
|
6.89% | 8.51% |
|
7.85% | 9.42% |
“Very helpful, and totally understand the fine details to achieve my target financial goals”
Mag Mostafa
Why Choose Financfy
We’re the bridge between you & the lender
Real people to talk to on the other end of the phone who will walk you through your options.
Same-day approval
No waiting around – we know how keen you are to get your new wheels. We’ll get your approval within 24 hours.
Secure portal
Our portal is easy to use, and all personal details are protected.
100% online application
Whether you’re in Sydney’s CBD, Bondi in the east, or Penrith in Sydney’s west, you can apply online within five minutes. Financfy also helps drivers across nearby NSW locations compare flexible vehicle finance options, including car loans in Parramatta and car loans in Wollongong
Car finance solutions
New Cars
If you're dreaming of a showroom new car, Financfy can organise the most competitive car finance loan.
Work Vehicles
Financfy's business car loans are available for work vehicles such as trade vans, utes or other types of cars needed for business.
Second Hand Cars
If you're in the market for a secondhand car, then Financfy can offer you the most competitive used car loans available.
49+
Lending Parners
100%
Online Application
Frequently Asked Questions
Yes. If eligible, we can get the lender to sign off on pre-approval so you can start car shopping right away!
If all approved, you’ll be able to borrow what you need to purchase your new or second hand car. The minimum you can borrow through our car finance brokers is $5,000 – the maximum will come down to your borrowing requirements and your application.
We work with a large group of lenders, which means we can make direct comparisons without you having to go through the application process with each bank. We have access to lower interest rates, and can secure better terms than if you apply as an individual. Plus, do this day in, day out – we’ll be able to make the entire process a whole lot faster.
In many cases, yes. If you have a history of making payments on time, then you’re more likely to be approved with more favourable long terms. However, it’s certainly not impossible to get a car loan with a varied financial history – we also love a challenge!
Due to Sydney’s competitive market, car finance rates are constantly fluctuating. Our Sydney car finance brokers understand Sydney’s erratic market conditions better than anyone else. We know how to get the best finance option, and the lenders to talk to.
With access to over 40 lenders, our car finance brokers will work through your application, provide guidance on the best finance solution, and compare the different products from financial lenders to ensure you get the right loan for your financial needs.
Once we’ve secured the loan, we’ll get the contracts sorted and signed, ensuring you’re across the terms, repayments, and other nitty gritty details.
To be eligible for a car loan in Sydney, you must be over 18 years old, be eligible to work in Australia, be an Australian citizen or permanent resident, and be employed and receive income regularly.
At Financfy, we also require information regarding credit eligibility which allows us to determine if you are suitable for credit. We look at your credit history with other providers and confirm the likelihood of being able to meet your repayments.
Yes. While this page focuses on car finance in Sydney, Financfy also helps customers across nearby NSW regions compare flexible vehicle finance options online. If you are looking for Newcastle car loans or car finance on the Central Coast, our team can help you compare lenders, understand repayment options and move through the application process with support.
Not seeing your question here?
We Also Service
Find your best car loan with Financfy Sydney.
Google Reviews
How much would you like to borrow?
