1. Fill out our online form
Simply answer a few questions about your personal circumstances and the car that you are looking to purchase.
Car Finance Newcastle
New and used car finance solutions Newcastle locals can rely on. Get behind the wheel of your new car with less hassle with our simple online application and approval process.
“Mina did a superb job of navigating me through this process.”
Ngaire McCallum
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Apply in about 5 minutes
New and used car loans in Newcastle, NSW
Financfy makes it easy to browse, compare, and select the best car loan and finance options Newcastle has to offer. With access to from 49+ lenders, our new and used car loan brokers will do the leg work for you.
We offer car finance on new cars, used cars, and work vehicles and tailor our finance solutions to each applicant’s circumstances and needs. By comparing and securing the best loan options in Newcastle, our finance brokers do the heavy lifting, so you can rest assured you’re getting a competitive deal.
Our Newcastle car finance experts will present the best loan options, apply for the loan on your behalf, and help you secure low rates. Let’s get you behind the wheel.
Self-employed in Newcastle?
We help sole traders, tradies and ABN holders across Newcastle get car, ute and van finance. ABN from 3 months with some lenders, depending on your circumstances. With a low doc loan you don’t need to provide tax returns or financials. Lenders still check your ABN, ID and credit history, and some may ask for a deposit.
We never send applications out blindly. We work through your situation with you first, then apply to the lender whose criteria best match it. Buying new? We can source it at fleet prices through our dealer network. Let’s have a chat: call us on 1300 785 514.
How the car finance process works
Comparing and choosing the best car finance Newcastle has to offer doesn’t have to be a hassle. Our car loan brokers work for you to find and compare competitive rates for your unique circumstances. Whether you’re comparing options from the big dealers on Tudor Street, or you’re doing your due diligence on the private used car market, we can help you to secure the best finance rate on the market.
2. Upload your documents
Once you have filled out our online form, our brokers will be in touch to request the documents that we need to get the process going.
3. Get approved
After we’ve done the requisite checks and found you the right loan, we can have you approved for car finance in as little as 24-hours.
4. Hit the open road
Get behind the wheel of your new car in less time. Once funds are in your account, you can buy your new car and hit the open road.
“Amazing experience dealing with Financfy. Great communication, went above and beyond to find our best family car.”
Wagdi Hana
Secure the best car loan from trusted major lenders
Our brokers do the hard yards for you. We’ll compare deals from different lenders and present you with all of the different options to help you make the best decision.
“It’s unbelievable how smooth my application been approved, I will pick them again next time”
Mansour Alkaabi
Why choose Financfy?
Talk to real people
Our car loan brokers are real people waiting to help and walk you through the different loans available to you.
Fast turnaround
No one wants to wait, which is why we work to get your car loan approved in as little as 24-hours from first contact.
Secure online portal
Our secure online portal is easy to use and means that all of your personal, sensitive information is protected.
100% online application
No trips to the bank. Our 100% online car loan process means that whether you’re in Newcastle, the Hunter region, or comparing nearby options like Central Coast car loans, we can help.
Car finance to suit your lifestyle and budget
New car finance
Get that new car feeling without depleting your account. Our new car finance loans mean you can purchase directly from the dealer with favourable loan terms.
Used car finance
Nothing beats a bargain. Our used car loans and finance options allow you to shop the used car market with confidence.
Work vehicle finance
When your work vehicle is your livelihood, it needs to be reliable. Our work car loans get you behind the wheel and on the road faster.
49+
Lending Partners
100%
Online Application
Frequently Asked Questions
If you’re keen to get shopping as soon as possible, many applications for new or used car finance in Newcastle are approved within 24 hours, subject to lender criteria. Once we receive your documents, go through our reviewing process, and determine you meet our eligibility criteria, our brokers will get to work. In just one day, we will compare options and present different car loans that suit your unique circumstances.
Your borrowing capacity will depend on your unique financial circumstances. Lenders consider a range of different factors including your employment status, credit score, loan history, debts, and assets when determining how much you can borrow. Once you get in touch, our brokers will be able to provide you with more information on how much you can borrow.
Some lenders on our panel consider applicants with past credit issues. It depends on your current income, deposit and the asset. We’ll look at your situation first and only apply where you fit.
Unlike banks or lending institutions that can directly benefit from a car loan, brokers can offer rates from multiple lenders with no bias.
At Financfy, we shop different lenders and have relationships with 49+ lenders to find competitive interest rates that suit your car finance preferences. Our car finance broker team offer a more personalised approach to obtaining a car loan – our best interests are with you. Where a bank’s best interests are with their back-pocket.
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