1. Get in touch
Get started by filling out a contact form online and answering a few questions about your circumstances and the truck or trailer that you are looking to purchase.
Commercial Truck Loans That Work As Hard As Your Fleet
Truck and trailer finance for owner-drivers and businesses, with access to 49+ lenders on our panel. ABN from 6 months with some lenders, subject to lender criteria.
“Amazing service, got the job done and they did what others can’t”
Mohamed Attia
Google Reviews
Apply in about 5 minutes
Get A Business Truck Loan Without The Usual Lender Runaround
Truck finance can get messy fast when lenders want more paperwork, more history or a clearer picture of how your business earns. For sole traders and growing operators, delays can mean missed contracts or ageing vehicles doing more than they should.
Get on the road sooner with truck and trailer finance from Financfy! Whether you’re a sole trader buying your first commercial truck or a larger business expanding your fleet, we can help organise truck and semi-truck loans through our network of 49+ lenders with clear support from start to approval. Ready to move? Speak with Financfy today.
How it Works
Finding the best truck and trailer finance Australia has to offer doesn’t need to be a hassle. With Financfy, our team of brokers will do all of the heavy lifting for you.
We work with a trusted network of 49+ lenders to secure suitable truck finance for your circumstances. Based on your unique requirements and financial situation, our truck brokers will communicate with lenders and coordinate the best loans. From there, we’ll explain the differences between the available loan products so that you can make an informed decision.
2. Upload your documents
Once you have filled out our online form, our brokers will contact you to request the necessary financial documents to start the process.
3. Get approved
Once we have shopped the market and found the best possible truck and trailer finance deals, you’ll be able to make an informed decision. Once you choose your preferred loan and lender, many applications are approved within 24 hours of choosing a lender, subject to lender criteria.
4. Buy your new truck or trailer
Once you have been approved, money is deposited directly into your chosen account. From there, you can purchase your new (or used) truck or trailer and get on the road!
“Mina had done an amazing job. He was professional and guided me through every step and completed my company loan within the time restraint!”
Kiro George
“Great service, effective communication and advice. Mina assisted us and got us a great deal. I have no hesitation in recommending Mina.”
Rakesh Manocha
Why choose Financfy?
Talk to real people
Our finance brokers are real people ready to assist you and guide you through the various loans that are available to you.
Fast approvals
No one likes waiting around. We move quickly. Many applications are approved within 24 hours, subject to lender criteria.
Secure online portal
Our secure online portal is simple to use and all of your personal, sensitive information is protected.
100% online application
Our 100% online application process saves you from waiting in line at the banks. We provide truck and trailer finance Australia-wide.
Explore More Ways To Finance Your Next Business Move
Besides truck loans, Financfy can help owners access finance for other vehicles, assets and operational needs. From urgent purchases to growth plans, we help turn a messy lending process into a clearer next step, with practical support from enquiry to approval.
- Commercial loans — Access funding for larger purchases, asset upgrades or business needs without forcing your application into a standard vehicle finance box.
- Business car loans — Purchase a vehicle used for client meetings, site visits, staff travel or daily operations. We work with sole traders and SMEs to make the application clearer, faster and easier to manage from the start.
- Low doc car loans — These suit self-employed applicants who may not have standard payslips or full financials ready. We help reduce unnecessary paperwork and approach lenders that understand non-traditional income situations.
- Commercial van loans — We help finance vans for deliveries, trades, mobile services or business transport. Get practical finance guidance, flexible documentation pathways where suitable and a process that keeps essential business vehicles within reach.
“10/10 experience! Always gets it done. Easy smooth transition! Thank you Mina”
Dan
49+
Lending Partners
100%
Online Application
Frequently Asked Questions
We can have your business truck loan approved quickly once your application is complete. The process and timeline to get you approved will be determined by your financial circumstances and how quickly we receive your documents. If you have all of your financial documents on hand and you meet the eligibility criteria, we can work to get you approved in just one day so that you can purchase your new truck or trailer sooner.
Your borrowing capacity will depend on your unique financial circumstances and whether you want to purchase the truck or trailer under your name or through a business. Our brokers will assess your credit score, loan history, assets, and a range of other factors to determine how much you can borrow. Once you make contact, our brokers will contact you to provide options and insights into your borrowing capacity.
Yes, in most cases, we are able to help individuals and businesses with a less-than-perfect loan history or credit score. Our brokers will work with you to understand your financial history and unique circumstances to help you secure the loan you need to purchase the truck or trailer you want.
Some lenders on our panel consider applicants with past credit issues. It depends on your current income, deposit and the asset. We’ll look at your situation first and only apply where you fit.
It depends on whether you want to purchase the truck or trailer through a business or in your name. If you are purchasing the vehicle through a business or in the name of the business as a sole trader, then you will need to have an eligible ABN and have an ABN that is at least 6 months old. GST registration is required by some lenders.
It depends on your business and your financial circumstances. As a general rule, trucks and trailers purchased under a business will enjoy lower interest loans than personal loans. Because lenders view business loans as being less risky than a personal loan, they will typically offer lower interest rates. Purchasing a truck or trailer through a business also allows you to take advantage of generous deductions at tax time.
Not seeing your question here?
Fund your new work vehicle with ease.
Google Reviews
How much would you like to borrow?
