Mina was incredibly helpful with getting me approved for my car loan, Communication was always there and was super quick to get everything ready from when i bought the car right through to me picking it up. Couldn’t recommend him enough!
How does caravan finance work?
A caravan loan lets you buy a new or used caravan now and repay it over a set term, usually from 1 to 7 years, subject to lender criteria. We also finance motorhomes, campervans and camper trailers, from a dealer, a private seller or an auction, Australia-wide.
Your rate depends on the lender, your credit history and income, the caravan, the loan amount and the term. That’s why we compare caravan finance across our panel of 49+ lenders and apply to the one whose criteria best match you. We start with a soft credit check that doesn’t affect your credit score.
Buying for personal use or for your business?
For personal use
Buying it for yourself or your family? You can apply for a personal (consumer) loan. There’s no ABN or business-use requirement. Lenders have their own criteria for personal loans: if you’re employed, they usually look at your payslips, your employment and your living expenses.
For your business
If you have an ABN and the caravan will be used at least 50% for your business, you can apply for a business loan. With some lenders your ABN can be from 3 months old, and low doc options mean you don’t need to provide tax returns or financials. See finance with a new ABN and low doc loan documents.
What you’ll need
Call us on 1300 785 514 to talk it through.
What We Finance

Motorbikes

Caravans

Motor Homes

Camper Trailers
Other Vehicles We Finance
Explore your options and apply online at Financfy.

“I had a great experience working with Mina as my broker. He was extremely professional, knowledgeable, and supportive throughout the entire process.”
Nature

Why Choose Financfy

We’re here for you
We work hard to get the best caravan loan for your circumstances.

Fast turnaround
Our approval process is lightning-fast.

Easy & Secured
We only ask the things we really need to know.

100% Online Application
Apply online, whenever you want, wherever you are.
Frequently Asked Questions
We’re a finance broker that arranges asset finance such as caravan loans, so you don’t have to go lender by lender. We compare options across our panel of 49+ lenders and apply to the one whose criteria best match you.
No, it doesn’t matter whether your caravan loan is for a new or used vehicle, or from a dealership or private sale. We can arrange finance for any vehicle from $10,000 up to $500,000, depending on the vehicle and your personal financial circumstances.
Once your application is in, many are approved within 24 hours, subject to lender criteria, and funds can follow soon after, depending on the lender. Please reach out to us if this is something that’s a high priority for you, and we’ll do what we can to get your money to you as soon as possible.
We work with 49+ lenders, including AMMF, ANZ, BOQ, Branded Financial Services, Finance One, Firstmac, Latitude, Liberty, money3, MoneyMe, Now Finance, Pepper Money, Plenti, Wisr, Angle Finance, Azora, Bizcap, Morris Finance, Shift and others. If there’s a specific lender you’d like us to look at, talk to us directly.
Rates depend on the lender, your credit history and income, the caravan (new or used, and its price), the loan amount and the term. We compare options across 49+ lenders and show you the comparison rate before you decide.
Yes. Lenders usually ask for the seller’s details and the caravan’s details, such as rego and VIN, plus a quick e-inspection done through a third party like Verimoto or Redbook. The seller gets an SMS and email and takes photos to confirm it. We also run a PPSR check to make sure there’s no money owing on it. Auctions are usually treated like a dealer purchase. See how private sale and auction finance works.
Not always. Some lenders don’t need a deposit, while others may ask for one depending on your situation, the caravan and the loan amount. We’ll tell you up front.
Yes. Buying a caravan for personal use is a personal (consumer) loan, so there’s no ABN or business-use requirement. Lenders have their own criteria: they usually look at your payslips, your employment and your living expenses. We start with a soft credit check and only apply to the lender whose criteria best match you.
Yes, if you have an ABN and the caravan will be used at least 50% for your business. With some lenders you can apply with an ABN from 3 months, depending on your circumstances. With a low doc loan you don’t need to provide tax returns or financials. Lenders still check your ABN, ID and credit history, and some may ask for a deposit.
No. We start with a soft credit check that doesn’t affect your credit score. Your credit file is only affected when an application is submitted to a lender, and we only apply to the lender whose criteria best match your situation.


























































