- Campervans — Found the campervan you want? Financfy helps you move quickly with a simple application process and practical support.
- Motorhomes — A motorhome is a bigger purchase, so the finance should feel clear from day one. We’ll help you move through the process with less back-and-forth.
- Motorbikes — Need a bike for business, personal use or a mix of both? We’ll match the application to the right loan type, with clearer guidance around documentation and approval requirements.
- Camper Trailers — We help make camper trailer finance less painful, with simple steps and clear broker support from enquiry through to approval. No overcomplicated process or needless admin. Just a better way to fund your next setup.
Boat loan rates that make a splash
Loans for new and used boats, jet skis and motors, from a dealer, private seller or auction. We compare 49+ lenders, Australia-wide.
“I could not rate Mina Gindi any higher. The easiest, fastest transaction I’ve ever encountered.”
Tim Pashen
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Apply in about 5 minutes
How do boat loans work?
A boat loan lets you buy a new or used boat now and repay it over a set term, usually from 1 to 7 years, subject to lender criteria. It can cover a trailer boat, a larger cruiser, a jet ski or a new motor, from a dealer, a private seller or an auction. We lend Australia-wide.
Financfy compares boat finance across our panel of 49+ lenders, then applies to the lender whose criteria best match you. We start with a soft credit check that doesn’t affect your credit score.
Buying for personal use or for your business?
For personal use
Buying it for yourself or your family? You can apply for a personal (consumer) loan. There’s no ABN or business-use requirement. Lenders have their own criteria for personal loans: if you’re employed, they usually look at your payslips, your employment and your living expenses.
For your business
If you have an ABN and the boat will be used at least 50% for your business, you can apply for a business loan. With some lenders your ABN can be from 3 months old, and low doc options mean you don’t need to provide tax returns or financials. See finance with a new ABN and low doc loan documents.
What you’ll need
Every lender is different, so we confirm the details with you before anything is submitted. Call us on 1300 785 514 to talk it through.
Our Boat Loans Australia-wide
Boats
Whether it's for commercial fishing, racing, living, or recreation, Financfy can help you get the right boat for your needs.
Jet Skis
Financfy's wide range of lending partners helps you find a competitive deal on your new jet ski loan. Talk to us today.
Boat Motors & Repowering
Repowering your boat with a new engine, upgrading your motor or adding a second outboard? We finance repowers, new and used motors, and other marine equipment.
Explore Other Recreational Vehicles We Finance
Besides boat loans in Australia, Financfy can help fund the gear that turns time off into time well spent. Think open roads, remote campsites and the freedom to go further with an option matched to how you plan to use it.
“Mr Mina Gindi is the name you can trust blindly. He knows what he is doing. I am very satisfied with his fast, reliable support with various options available for me.”
Rajan Adhikari
“Thank you so much. Professional, fast and easy. Highly recommended.”
Hany George
Why Choose Financfy
We’re here for you
Real people to talk to on the other end of the phone
Fast turnaround
No waiting around, many applications are approved within 24 hours, subject to lender criteria
Easy & Secured
Our portal is easy to use, and your personal details are protected
100% Online Application
Apply online in a few minutes, wherever you are
Compare boat loans from 49+ lenders
Easily compare deals, multiple banks and lenders, calculate your savings and apply with a single online application.
Apply for a boat loan with our quick & easy process.
1. Fill out our online form
Answer a few simple questions about you and what you want to buy
2. Provide Documentation
We’ll be in touch to ask you for the documents we need
3. We apply where you fit
We apply to the lender whose criteria best match you. Many applications are approved within 24 hours, depending on the lender.
4. Get on the Water
Hitch up your new boat and get out on the water!
49+
Lending Partners
100%
Online Application
Frequently Asked Questions
Financfy is a team of finance brokers specialising in asset finance, including loans for boats. We have access to a large range of lending partners, so we can compare options and apply to the lender whose criteria best match you.
Yes, a boat loan from Financfy can also cover jet skis, boat motors or other assets related to your marine activity. Give us a call today if you’d like to find out more.
You choose the boat, and we compare options across our panel of 49+ lenders and apply to the one whose criteria best match you. Once the loan is approved, the lender pays the seller and you repay the loan over the agreed term, usually 1 to 7 years, subject to lender criteria. Most boat loans are secured by the boat itself.
Financfy’s online application form is easy and can be completed in only a few minutes. We’ll be in touch shortly to let you know what we need to confirm your details, and many applications are approved within 24 hours, subject to lender criteria.
Yes. Lenders usually ask for the seller’s details and the boat’s details, such as rego and the hull identification number (HIN), plus a quick e-inspection done through a third party like Verimoto or Redbook. The seller gets an SMS and email and takes photos to confirm it. We also run a PPSR check to make sure there’s no money owing on it. Auctions are usually treated like a dealer purchase. See how private sale and auction finance works.
Not always. Some lenders don’t need a deposit, while others may ask for one depending on your situation, the boat and the loan amount. We’ll tell you up front.
Yes. Buying a boat for personal use is a personal (consumer) loan, so there’s no ABN or business-use requirement. Lenders have their own criteria: they usually look at your payslips, your employment and your living expenses. We start with a soft credit check and only apply to the lender whose criteria best match you.
Yes, if you have an ABN and the boat will be used at least 50% for your business. With some lenders you can apply with an ABN from 3 months, depending on your circumstances. With a low doc loan you don’t need to provide tax returns or financials. Lenders still check your ABN, ID and credit history, and some may ask for a deposit.
No. We start with a soft credit check that doesn’t affect your credit score. Your credit file is only affected when an application is submitted to a lender, and we only apply to the lender whose criteria best match your situation.
Not seeing your question here?
Find your best boat loan, simply easier & faster.
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